SBA Loans for Commercial Real Estate: SBA 504 vs SBA 7(a) Explained For many business owners, SBA loans are the most accessible path to owning commercial real estate. Yet they’re often overlooked or misunderstood—especially by first-time owner-users. At YCG – Ybarra Commercial Group, we regularly help business owners evaluate whether an SBA 504 or SBA 7(a) loan is the right fit when purchasing...